Universal Life Insurance
Universal life insurance is a type of permanent life insurance policy that is generally more affordable than other options. In addition to providing a death benefit, universal life insurance also provides flexible premiums and includes a cash value savings component which can be used to supplement income and pay expenses.
Universal Life Insurance
Beyond affordability, universal life (UL) policies are also considered to be the most flexible kind of life insurance. Rather than simply providing a fixed death benefit amount for a fixed premium payment, UL policies offer policyholders flexibility with their premium payments and their death benefit amount.
As you go through life, your insurance needs change.
The reasons for buying universal life insurance are almost as varied as the number of policies available for purchase.
The reasons for buying universal life insurance are almost as varied as the number of policies available for purchase.
Just like other forms of insurance, you'll need to apply for coverage and pay an initial premium. Once your policy is in-force, you'll need to make periodic premium payments to keep your life insurance benefits.
Just like other forms of insurance, you'll need to apply for coverage and pay an initial premium. Once your policy is in-force, you'll need to make periodic premium payments to keep your life insurance benefits.
Choose Symmetry For Universal Life Insurance
Symmetry Financial Group offers clients a different way to buy life insurance. Instead of trying to sell you one type of insurance, one company’s policy, or a specific death benefit amount, we get to know you first. We'll ask you a series of questions to help identify what your insurance needs are and what type of coverage will best help you meet those needs. From there, we have access to a variety of insurance providers and will work to find you a policy that meets both your goals and your budget.
Would You Like to
Q: What are the advantages of Universal Life Insurance?
Universal life insurance is popular for many reasons.
Q: Do I qualify for Universal Life Insurance?
Q: Can I afford Universal Life Insurance?
Premiums for universal life insurance policies are typically higher than term insurance, but less expensive than premiums for whole life insurance policies. The price you pay will depend on the face amount of the policy (the amount of the death benefit payable after your death), your age at the time you apply, and your overall health. If you are a non-smoker, your premiums will generally be less expensive than those paid by regular tobacco users.
Q: When should I buy Universal Life Insurance?
Our eight core values are the
driving force behind everything we do.
View our interactive timeline to
• Mortgage Protection
• Final Expense
• Term Life Insurance
• Universal Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Retirement Protection
Wesley Engbrecht
Engbrecht Agency
Sioux Falls, SD
Phone: (605) 467-8172
No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
custom_values.agent_bio=Wes was born in South Dakota on a dairy farm and has lived his entire life in the Upper Midwest. He understands the needs his clients have. Most people have a problem or gap in their protection area for their family. As an independent broker, Wes shops the top rated companies for the very best coverage at a price you can afford. He has a passion for helping people in final expense/burial plans, mortgage protection plans, debt free life plans (7-10 years debt free including your home!), retirement plans for individuals and businesses where you can't lose a penny of your hard earned retirement nest egg! Schedule your appointment today to see how much he can save you too!
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wesleyengbrecht@wesleyengbrecht.com
SFG0034068
(605) 467-8172
Tel:(605) 467-8172
IUL Pathfinder
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